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This man was saved from a £100 fine by GPS tracker insurance

You may already know that GPS telematics can help you become a better driver, but did you also know the data could be used to prove your compliance with driving laws if you ever find yourself unfairly faced with a fine?

Yet another plus for telematics

Telematics insurance can have many benefits for you. It can help settle insurance claims efficiently, saving on costs, and can encourage you to become a better, safer driver, potentially allowing you to get the best possible price at renewal. The use of GPS tracker insurance can also assist the police in locating your car if it's stolen (as long as the device remains in your vehicle).

But as one young driver found out, the little black box device fitted in your car can have another positive effect – one that, again, could lead to you saving quite a bit of money.

How one driver was helped by his black box

In March 2017, a young motorist entered a Surrey car park at 11:11am and went to use the pay and display machine, he was surprised to return to his car at 11:14am to find he'd been given a £100 parking ticket in the short time he was gone.

Since the telematics device fitted in his car collects driving data from every journey – including the location of the car and the time it was in that location – the driver was able to prove to the operators of the car park – Private Parking Solutions (London) – that his vehicle had entered the car park just a few minutes before the ticket was issued. When this information was presented to Private Parking Solutions by the driver's mother, they cancelled the ticket.

Now that one motorist has made a successful appeal, could it open up the floodgates for many other motorists who find themselves facing unfair parking fines?

David Carrod from Private Parking Appeals seems to think so, stating that black box devices should "certainly" be used as evidence and that he expects to see a rise in such cases as "more new cars come on the market containing this sort of technology".

Figures recently released through the Freedom of Information Act have revealed the geographical areas where drivers are most likely to successfully challenge parking fines, revealing that the councils in some areas, such as Peterborough and Staffordshire, are very unlikely to approve appeals.

Telematics – supporting legal drivers

It doesn't just stop with parking tickets. Having access to reliable driving data means telematics users may also be able to disprove speeding allegations as well; which is what one driver did in 2015 when a mobile patrol, using a laser speed detection device, falsely accused him of exceeding the speed limit. When the data from the driver's telematics device proved he had actually been travelling under the speed limit for the area, the prosecution could offer no opposing evidence and the charge was dropped.

New speeding fine laws, effective from 24 April 2017, mean that offenders can be charged 150 per cent of their weekly wage for speeding offences, and even more in certain circumstances. So, having access to accurate telematics data about your journeys can be really helpful if faced with a fine. 

This is just one more example of how black box insurance supports good driving habits, giving responsible drivers peace of mind that they'll have a strong defence if they're ever unfairly penalised.

Offering you much more than your average insurance policy, it seems that telematics is the way to go for most young drivers.

What do you think of this story? Has it convinced you to switch over to black box car insurance? Let us know your thoughts by tweeting us @Coverbox.

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