Low mileage and pay as you drive car insurance
Some telematics insurers provide pay as you drive (PAYD) or low mileage insurance which means the driver can travel up to, for example, 8,000 miles then they would be required to buy additional miles in order to stay insured. The price of the car insurance is competitive, but the driver has to make sure they stay inside their mileage limit. They have to monitor their own driving and could find themselves uninsured if they forget to buy extra pay-as-you-go insurance cover.
Coverbox – watching out for you, not over you
At Coverbox, we believe we’ve taken the best aspects of telematics technology and made it more like traditional car insurance. Because Coverbox customers agree to have a telematics device fitted discreetly in their vehicle we can offer really competitive car insurance prices, and if you’ve driven safely and conscientiously throughout the life of your policy we’ll be able to offer you a great deal on your renewal premium. If you don’t have an accident, make a claim or have your car stolen, we only ever look at the driving data collected by your device when your policy is nearing its end – there are no automatic penalties, no curfews, no mileage limits – so, once you’ve bought your Coverbox policy, all you have to do is drive.
There when you need us, invisible when you don’t
The telematics device is there to help you in a number of situations. For instance, significant impacts or forces are recorded by the telematics device; these are usually the result of collisions and crashes. Following an alert from the device the data is made available to assist with any claims process. Following an incident, the telematics device helps us to work out what happened in the collision and whether you were at fault. This means that claims can be settled more quickly and if you were not to blame, this can help keep the price of your car insurance down. Plus, if your vehicle is stolen, the GPS signals sent from the device can help the police to recover the vehicle.
Coverbox car insurance – pay and drive
That’s all you have to do – buy the policy, have the device fitted, drive. Drive well and you could be rewarded with cheaper car insurance at renewal. And while you drive, we’ll be waiting to help should you need us to. Coverbox – Get a quote now.