In these terms and conditions, "we" and "us" mean Coverbox which is a trading style of Coverbox Insure Limited (Company No. 07660717).
Competitions and Offers
Any offers or competitions hosted on the Coverbox website, or associated social platforms, will have their own defined terms and conditions. Coverbox will not be held responsible for any late submissions or failure to comply with the terms outlined for any competition or offer.
Competitions and offers will be listed below.
- MoneySuperMarket Exclusive Offer (ends 31st January 2019)
- January Cashback Offer (ends 31st January 2019)
- February Renewal Cashback Competition (policies renewed between 01/02/2019 and 28/02/2019)
Previous Terms & Conditions can be provided upon request.
Access to the Website and content
We will endeavor to allow uninterrupted access to the Website, but access to the Website may be suspended, restricted or terminated at any time.
We reserve the right to change, modify, substitute, suspend or remove without notice any information or service on the Website from time to time.
We assume no responsibility for the content or services of any other website's to or from which the Website has links.
User data, privacy and website cookies
This website uses Accelerated Mobile Pages (AMP), this is a service provided by Google that allows webpages to load more quickly on a mobile device by allocating a Client ID to your mobile device if you have loaded the web page before.
We also use Google Analytics to monitor how you use our website. We use services provided by Google such as Google Remarketing and Advertising Reporting Features to do this. If you have a Google account and have allowed Google to associate your web and app browsing history so that you receive personalised ads then Google may collect a Google identifier which allows them to identify your Google Account when you use this website.
If you want more information or wish to opt out of Google Analytics Remarketing or Advertising Reporting Features, please visit Google’s currently available opt outs.
Cookies and tracking services
This data will remain stored with the respective tracking platform, such as: Facebook or Google. Coverbox does not control how Google or Facebook manages this data, however, we do ensure that our user's privacy is protected through the use of encrypted web sessions (SSL).
We grant you a non-exclusive, revocable, non-transferable licence to use the software on our server to access and collect your information once logged in via secure password and username which you must maintain as confidential.
Using our service allows you to access software on our server which you are licensed to use to obtain information held on our databases.
The copyright and all other intellectual property rights in the material contained in the Website, together with the website design, text and graphics, and their selection and arrangement, and all software compilations, underlying source code and software (including applets) belongs to us or our licensors. All rights are reserved. None of this material may be reproduced or redistributed without our prior written permission. You may, however, download or print a single copy for your own non-commercial off-line viewing.
All rights in Coverbox is owned by Coverbox Insure Limited. Other products and company names mentioned on this Website are the trademarks or registered trademarks of their respective owners.
You shall retain ownership of the data you submit to the Website. You grant us a world-wide, royalty-free, non-terminable licence to use, copy, distribute, publish and transmit such data in any manner.
Nothing within the Website is, or shall be deemed to constitute, financial or other advice or a recommendation to purchase any product or service. Any and all information provided within the Website is for general information purposes only.
Exclusions of liability
We use reasonable endeavors to ensure that the data on the Website is accurate and to correct any errors or omissions as soon as practicable after being notified of them. However, we do not guarantee that the Website will be fault free and we do not accept liability for any errors or omissions.
We do not monitor, verify or endorse information submitted by us or third party providers for inclusion on the Website and you should be aware that such information may be inaccurate, incomplete or out of date.
We do not give any warranty that the Website is free from viruses or anything else which may have a harmful effect on any technology.
Due to the nature of electronic transmission of data over the internet, any liability we may have for any losses or claims arising from an inability to access the Website, or from any use of the Website or reliance on the data transmitted using the Website, is excluded to the fullest extent permissible by law.
Nothing in these terms and conditions excludes or limits our liability for death or personal injury caused by our negligence or for our fraud.
Subject to the liability which we accept above: (a) our aggregate liability to you arising out of or in connection with this agreement or use of the Website shall not exceed £100; and (b) we shall not be liable in contract, tort or otherwise howsoever arising out of or in connection with this agreement or use of the Website for any indirect loss *, consequential loss, loss of profits, data, revenue, business opportunity, anticipated savings, goodwill or reputation.
* For losses that were not foreseeable to both parties when the contract was made * For losses that were not caused by any breach on part of the supplier * For business losses and/or losses to non consumers.
The clauses in 5 above do not affect your statutory rights
Exclusion of liability for third party providers' products and services
Data submitted by you
You warrant that you have taken all reasonable precautions to ensure that any data you submit to the Website is true and accurate and free from viruses and anything else which may have a contaminating or destructive effect on any part of the Website or any other technology.
We will acknowledge receipt of your complaint, within 5 business days. Please refer to your policy for our complaints procedure.
You shall pay any registration fees and/or other charges incurred by you in accordance with the payment provisions as previously agreed by you.
We are committed to protecting your privacy. Our privacy practices are set out in our Data Policy. We may disclose your details or access your information if required to do so by law, by the Financial Conduct Authority, the Office of Fair Trading or any other applicable regulator, compliance monitor, Governmental or law enforcement agency.
We may terminate, restrict or suspend your access to the Website and the services within it at any time.
All disclaimers, indemnities and exclusions in these terms and conditions shall survive termination of the agreement between us for any reason.
The content of this Website is directed solely at those who access the site from the United Kingdom. We make no representation that any product or service referred to in this Website is available or otherwise suitable for use outside of the United Kingdom.
The Website is for your non-commercial, personal use only and must not be used for business purposes.
If any provision of this agreement is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and where capable the validity and enforceability of the remaining provisions of this agreement shall not be affected.
If we fail to enforce a right under this agreement, that failure will not prevent us from enforcing other rights, or the same type of right on a later occasion.
We may modify these terms and conditions at any time. Your continued use of the Website signifies your acceptance of such modifications.
Except as set out below in this clause, neither party may assign or transfer any of its rights under these terms and conditions without the prior written consent of the other.
We may assign or transfer our rights under this agreement pursuant to a re-organisation of trade or share sale, or to any company under our control for our convenience.
Unless expressly provided in this agreement, no term of this agreement is enforceable pursuant to the Contracts (Rights of Third Parties) Act 1999 by any person who is not a party to it.
These terms and conditions are governed by and construed in accordance with English law. Any disputes shall be subject to the exclusive jurisdiction of the English courts, to which each party submits.