Telematics car insurance for young drivers - takes the carrot away from the stick.
All car insurance companies want their customers to have fewer accidents - it helps to keep the cost of policies down - but only telematics insurers can actively help their customers become better road users without years driving experience.
This is because the device fitted in your car allows us to record information about your driving style and driving journeys so we can highlight any potentially dangerous or illegal driving behaviour. The acceleration and braking are also fundamental elements which our telematics technology measures to give you the best price at renewal.
We will send you regular weekly updates, via email and on your Dashboard, so that you can learn from any issues that have shown up as you drive. This can help keep you within the law - so hopefully you avoid motoring offence fines and penalties - and help prevent car accidents which can have devastating consequences for you and other road users.
Car insurance for young drivers is pricey for a reason
If you've ever read anything about why the price of car insurance for young drivers is so high, you'll probably be aware that the accident statistics paint a pretty bleak picture. Road safety charity Brake details some of the statistics:*
- Drivers aged 16-19 are three times more likely to die in a crash compared to drivers aged 40-49
- One in four 18 to 24-year-olds (23%) will crash within two years of gaining their full licence
- Young drivers aged 17-19 are involved in 9% of fatal and serious car accidents in the UK, but make up only 1.5% of all UK licence holders
- 9% of 17-24 admit to having driven when affected by drugs
There seems to be no getting around it even with no claims bonus, young drivers are riskier to insure, so their premiums are kept high – sometimes prohibitively high.
Better driving = cheaper car insurance for young drivers
With Drive Wiser young driver insurance our customers agree to have a telematics box fitted into their vehicle, but that doesn’t mean there are any curfews and penalties as we don’t believe that these are the best methods for getting our customers to really think hard about their driving.
We do however believe that education and information are the most helpful ways to help keep our customers safe and legal on the roads, so we use the information recorded by the device to highlight any areas of driving which may be a concern or potentially illegal.
Get a quote today
Drive Wiser young driver car insurance is simple, effective and uses in-car smart technology to help keep our customers safe and legal, while also helping to reduce the costs.
To see how much your Drive Wiser young driver car insurance quote will be, why not click on the button and fill in our simple quote form now.
Drive Wiser is a trading style of Be Wiser Insurance Services Ltd. Registered in England and wales, number 6097813
Be Wiser Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (fca) Conduct authority fca under firm reference 6097813
*http://www.brake.org.uk/too-young-to-die/15-facts-a-resources/facts/488-young-drivers-the-hard-facts